10 ( deset) korisnih savjeta pri kupovini automobila
Prodavci/ trgovci automobilima ( car dealers) po sjeverno americkim standardima vaze za nej besskrupulozniju (legalnu) profesiju ( cast rijetkim izuzetcima). Postoje bezbrojni primjeri koji prodkrijepljuju ovu teoriju. Cesti su slucajevi da trgovac polovnih automobila (used car dealer) naplati velike novce za vozilo koje vec poslije nekoliko dana "izdahne" na putu ili na parkingu iza zgrade. Zene , starci , studenti i mnogi drugi nevjesti pri kupovini automobila tako postaju zrtve bezocnih mestara koji se mogu preposnati po lukavom smijesku , zalizanim frizurama ( fudbalerkama- u Canadi AKA as hockey haircut) te savrseno bijelim kosuljama i kravati. U sjevernoj americi takoder postoji sindrom fantom car dealera. Uglavnom radi se o "pajdi" (dude) koji "otvori " Salon" plovnih automobila na poljencetu iza 7-11 trgovine te koji nabavlja auta na otpadu ili aukciji te iste prodaje za dvostruku ili trostruku cijenu. Trgovci novim autima nisu izuzetak od ovoga pravila te ce vas , po pravilima profesije , pokustati "nasanjkati" na raznorazne nacine. Uz ovaj komentar prilazem i text koji ce mozda nekima pomoci da lakse izaduna kraj kada se nadu o ovakvoj situaciji.
Mistakes to realize and avoid before setting foot in a dealer showroom.
Buying a new car can be exciting. But it's also a complex process through which you can end up overpaying or with a vehicle that you won't be happy with down the road.
Buying a new car can be exciting. But it's also a complex process through which you can end up overpaying by hundreds or thousands of dollars or with a vehicle that you won't be happy with down the road. Below are 10 mistakes that car buyers often make that can quickly turn that initial excitement into buyer remorse—and how to avoid them.
1. Falling in love with a model.
When spending tens of thousands of dollars on a car, emotion shouldn't rule the day. Becoming infatuated with a single model can blind you to alternative vehicles that may be better for your needs or make you skimp on thoroughly researching a vehicle's ratings, reviews, reliability, or safety and pricing information. A wide-eyed approach can also leave you more susceptible to a salesperson's tactics to get you to pay more than you should. To determine which vehicle is best for you, you should set emotion aside and focus on doing your homework, comparing different models, and assessing your real wants and needs. There will be plenty of time for emotion after you've bought the vehicle.
2. Skipping the test drive.
The test drive is one of the most important parts of the car-buying process. A lot of vehicles look good on paper—especially in glossy brochure photos—but the test drive is your best chance to see how a vehicle measures up to expectations and how well it "fits" you and your family. You don't want any surprises after you've bought it. That's why it's surprising that many people give vehicles only a token test or, worse, none at all. That is a mistake and a sure recipe for buyer remorse. It's critical that you take ample time—at least 30 minutes—to conduct a complete test drive and perform a thorough walk-around of any vehicle you're considering.
3. Negotiating down from the sticker price.
Don't use the sticker price as your gauge when negotiating a deal. A salesperson may offer you a deal that's, say, $500 below the sticker price, and many consumers will conclude, often mistakenly, that they're getting a good deal. Unless the vehicle is in big demand and short supply, you can often get an even lower price by negotiating up from what the dealer paid for the vehicle. When you know the dealer's true cost, you'll know how much profit margin it has to work with and can determine a reasonable target price with which to begin your negotiations. You can calculate the dealer's cost by subtracting any behind-the-scenes sales incentives, such as dealer rebates and holdbacks, from the dealer invoice price. Consumer Reports New Car Price Reports does this for you with the CR Wholesale Price.
4. Focusing only on the monthly payment when negotiating.
Salespeople like to focus on a monthly-payment figure while negotiating a deal. Indeed, "How much were you thinking of paying each month?" might be one of the first questions to greet you when you meet a salesperson. Don't take the bait. It's the first step down a slippery slope of being manipulated with numbers and overpaying for your vehicle. Using the monthly payment as the focus, the salesperson can lump the new-vehicle price, trade-in value, and financing or leasing terms together, giving him or her too much latitude to give you a "good price" in one area while making up for it in another. Instead, insist on negotiating one thing at a time. Settle on the vehicle's price first, then discuss a trade-in, financing, or leasing separately, as necessary. A leasing tip: Don't bring up your desire to lease until after you've agreed on the vehicle's price.
5. Buying the "deal" instead of the vehicle.
Automakers have been offering a variety of attractive sales incentives in recent years, from 0% financing and hefty cash rebates to employee-discount pricing programs. These can save you money, but it's important to remember that any deal is only as good as the car that's attached to it. Just because you can get a good discount doesn't mean you should buy the vehicle. After all, you'll be living with the vehicle for years, so make sure it's the right one for you. Thoroughly research any model you're considering and check our Ratings and reviews of competitive models (see our New-vehicle Ratings comparison, available to ConsumerReports.org subscribers). You may find you can get a much better vehicle for not much more money. Also check the reliability of the model (see our New-vehicle reliability forecasts, available to ConsumerReports.org subscribers). Despite an attractive discount, a vehicle with subpar reliability—and the possibility of hefty depreciation—might not be much of a bargain in the long run. A related tip: Don't let a special incentive keep you from negotiating. Rebates and special financing are subsidized by the automaker, not the dealership. You should still negotiate the vehicle's price as if there were no incentive. There's no reason you shouldn't get the best price and the incentive, too.
6. Waiting until you're in the dealership to think about financing.
You might be a whiz at negotiating a good deal, but if you don't choose your financing just as carefully, you could lose everything you saved on the vehicle's purchase price, and more. A car shopper who hasn't researched financing terms is especially vulnerable to being manipulated by the dealership. Not only do you only have the dealership's terms from which to choose, which are often higher than elsewhere, but dealers also often mark up the interest rate of a loan over what you actually qualify for—a tactic called "interest-rate bumping." It can cost you hundreds or even thousands of dollars more over the term of the loan. That's why it's critical to comparison shop for financing terms at different financial institutions and get prequalified for an auto loan before you go to the dealership to buy the vehicle. Check interest rates at banks, credit unions, or online financial sites to see which offers you the best rate. If the dealer can offer you terms that are better than what you got elsewhere, you can always choose that deal instead.
7. Underestimating the value of modern safety features.
Today's vehicles offer an array of advanced safety features. But many buyers don't know which are most important or what to look for when comparing vehicles. Antilock brake systems (ABS), electronic stability control (ESC), and head-protecting side air bags, for instance, are effective and well worth the money. Studies have shown that ESC can significantly reduce accidents and fatalities. The feature is especially important for SUVs, because it can help prevent rollovers. Side-crash tests show that head-protecting side air bags are critical in preventing fatalities in side impacts. Unfortunately, you can't always depend on a dealership's salespeople to give you accurate information or reliable guidance about these features. That's why you should thoroughly research the benefit of all available safety features and look for vehicles that have the ones that will best protect you and your family.
8. Buying unnecessary extras.
Dealerships often try to sell you extras that boost their profit margin but are a waste of you money. They can include rustproofing, fabric protection, paint protectant, or VIN etching, in which the vehicle identification number is etched onto the windows to deter thieves. Don't accept those unnecessary services and fees. If you see those items on the bill of sale and you haven't agreed to them, simply cross them out and refuse to pay for them. Vehicle bodies are already coated to protect against rust. And recent CR reliability surveys show that rust is not a major problem with modern cars. You can treat upholstery and apply paint protectant yourself with good off-the-shelf products that cost only a few dollars. If you decide you want VIN etching, you can buy a kit to do it yourself for less than $25, instead of the $200 that some dealerships charge. Also think twice about an extended warranty. It can cost hundreds of dollars. But if you buy a model with good reliability or if you expect to have the vehicle only for five years or less, it often isn't worth the cost.
9. Not researching the value of your current car.
You could get a great deal on your new car but lose all of the savings—and more—on your trade-in. That's why it's critical that you research the value of your current car before buying your new one. Find out what both the used-car retail and wholesale prices are, so that you'll know what you should be able to get if you trade it in or if you sell it yourself. Typically, you'll get more money by selling it, as long as you're willing to put in the additional effort. By knowing your vehicle's true value and by sticking to your price during the negotiations, you can get your car's full value, whether you trade it in or sell it yourself.
10. Not having a used car checked by an independent mechanic.
When buying a used car, condition is everything. Even the most reliable vehicle can turn into a lemon if it's poorly maintained. Before you buy a used vehicle, have it scrutinized by a repair shop that routinely does diagnostic work. A thorough diagnosis should cost around $100, but confirm the price in advance. A good mechanic should be able to tell if the car has been in a major accident or has a hidden but costly problem. Ask for a written report detailing the car's condition, noting any problems found and what it would cost to repair them. You can then use the report in your negotiations with the seller to adjust the price accordingly.
You can find more in-depth information and advice on each of the preceding subjects in Consumer Reports' new 384-page Smart Buyer's Guide to Buying or Leasing a Car, available in bookstores. It provides a five-step plan that guides you through every aspect of the car-buying experience, showing you how to simplify the process, find key information, and take control of the negotiations at the dealership
10 ( deset) korisnih savjeta pri kupovini automobila
Moderators: _BataZiv_0809, anex
-
whow
- Posts: 2217
- Joined: 11/11/2004 07:17
- Location: Edmonton
- Contact:
-
shadow
- Posts: 1630
- Joined: 18/12/2005 14:54
- Location: Charles River
#2
joj sto nas ocrni 
Ma bezze su ove tvoje tacke i tackice
, postoji par stvari o kojim treba obratiti paznju, sve ostalo je suplja.
Cuj poljana iza 7-11?? Pa sta imas tu gledati? Ne izgleda profesionalno, nema reklame, nema natpisa, auta izudarana i farbana, gazda izgleda cudno- fino se ispali i idi dalje.
Nisam siguran za pravila u drugim drzavama, ali ja moram dati minimum 30 dana (ili 1250 milja, sta god istekne prije) garancije na svaki auto, a to je mora se priznati vise nego dovoljno da se otkriju sve mane (ako ih uopste ima) i poprave na vrijeme. U pritvnom ides na sud i tu ga pushis tako da nema smisla zajebavati se vec je puno bolje na vrijeme sve popraviti i svi su happy.
Treca stvar, vrijednost auta. Znas i sam da postoji vise razlicitih kompanija koje odredjuju vrijednost auta u zavisnosti od njegove starosti, miljaze, stanja. Osiguravajuce kuce uglavnom koriste NADA a obicni consumer najvise korsiti kbb (kelly blue book) i po tome se ravnaju. ALi, postoji nesto sto se zove potreba i potraznja trzista a nema puno veze sa ovim cijenama. Postoje auta koja bez problema prodajem preko njihove vrijednosti po knjigama jer je potraznja za njima ogromna a isto tako postoje auta koja ne mogu nikako prodati za onu vrijednost koju im knjiga nalaze tako da musterija ima osjecaj da je dobio super "deal" jer mu auto prodam par joja ispod knjige.
To su samo neke od stvari koje ti oni ne mogu objasniti u ovim savjetima, ne moze se sve procitati. Ako bas ne vjerujes u dealere i garancije, ti fino kupis oglase i privatno ganjas auto. Mozda dobijes i koji racun o istoriji auta (sta je vec uradjeno, npr. zupcasti remen) pa se dalje ganjas s njim za cijenu.
Ma bezze su ove tvoje tacke i tackice
, postoji par stvari o kojim treba obratiti paznju, sve ostalo je suplja.Cuj poljana iza 7-11?? Pa sta imas tu gledati? Ne izgleda profesionalno, nema reklame, nema natpisa, auta izudarana i farbana, gazda izgleda cudno- fino se ispali i idi dalje.
Nisam siguran za pravila u drugim drzavama, ali ja moram dati minimum 30 dana (ili 1250 milja, sta god istekne prije) garancije na svaki auto, a to je mora se priznati vise nego dovoljno da se otkriju sve mane (ako ih uopste ima) i poprave na vrijeme. U pritvnom ides na sud i tu ga pushis tako da nema smisla zajebavati se vec je puno bolje na vrijeme sve popraviti i svi su happy.
Treca stvar, vrijednost auta. Znas i sam da postoji vise razlicitih kompanija koje odredjuju vrijednost auta u zavisnosti od njegove starosti, miljaze, stanja. Osiguravajuce kuce uglavnom koriste NADA a obicni consumer najvise korsiti kbb (kelly blue book) i po tome se ravnaju. ALi, postoji nesto sto se zove potreba i potraznja trzista a nema puno veze sa ovim cijenama. Postoje auta koja bez problema prodajem preko njihove vrijednosti po knjigama jer je potraznja za njima ogromna a isto tako postoje auta koja ne mogu nikako prodati za onu vrijednost koju im knjiga nalaze tako da musterija ima osjecaj da je dobio super "deal" jer mu auto prodam par joja ispod knjige.
To su samo neke od stvari koje ti oni ne mogu objasniti u ovim savjetima, ne moze se sve procitati. Ako bas ne vjerujes u dealere i garancije, ti fino kupis oglase i privatno ganjas auto. Mozda dobijes i koji racun o istoriji auta (sta je vec uradjeno, npr. zupcasti remen) pa se dalje ganjas s njim za cijenu.
-
whow
- Posts: 2217
- Joined: 11/11/2004 07:17
- Location: Edmonton
- Contact:
#3
Kao sto rekoh postoje izuzetci i vjerujem da si ti jedan , nazalost vecina dealera su veliki mestri za petljanje. Ja ponekad onako iz "hobija" provozam poneki novi model - test voznja - i ne mogu se nacuditi koliko je vecina dealera bezobrazna.Prave da zanaju sve i svasta. Sta god da ih pitas uvjek imaju spreman odgovor. O dealerskom postenju je bez predmentno govoriti. Moja kolegica imala udes i treba joj novo vozilo . Naravno zena hoce da bude nezavisna i zaputi se u salon sama (bez strucne pomoci). Kaze dobila super deal za 3 godine starog focusashadow wrote:joj sto nas ocrni
Ma bezze su ove tvoje tacke i tackice
Cuj poljana iza 7-11?? Pa sta imas tu gledati? Ne izgleda profesionalno, nema reklame, nema natpisa, auta izudarana i farbana, gazda izgleda cudno- fino se ispali i idi dalje.
Nisam siguran za pravila u drugim drzavama, ali ja moram dati minimum 30 dana (ili 1250 milja, sta god istekne prije) garancije na svaki auto, a to je mora se priznati vise nego dovoljno da se otkriju sve mane (ako ih uopste ima) i poprave na vrijeme. U pritvnom ides na sud i tu ga pushis tako da nema smisla zajebavati se vec je puno bolje na vrijeme sve popraviti i svi su happy.
Treca stvar, vrijednost auta. Znas i sam da postoji vise razlicitih kompanija koje odredjuju vrijednost auta u zavisnosti od njegove starosti, miljaze, stanja. Osiguravajuce kuce uglavnom koriste NADA a obicni consumer najvise korsiti kbb (kelly blue book) i po tome se ravnaju. ALi, postoji nesto sto se zove potreba i potraznja trzista a nema puno veze sa ovim cijenama. Postoje auta koja bez problema prodajem preko njihove vrijednosti po knjigama jer je potraznja za njima ogromna a isto tako postoje auta koja ne mogu nikako prodati za onu vrijednost koju im knjiga nalaze tako da musterija ima osjecaj da je dobio super "deal" jer mu auto prodam par joja ispod knjige.
To su samo neke od stvari koje ti oni ne mogu objasniti u ovim savjetima, ne moze se sve procitati. Ako bas ne vjerujes u dealere i garancije, ti fino kupis oglase i privatno ganjas auto. Mozda dobijes i koji racun o istoriji auta (sta je vec uradjeno, npr. zupcasti remen) pa se dalje ganjas s njim za cijenu.
( $20.000 CAD - 3.000 trade in za havaraisano auto=$17.000) sva sretna (ovdje se radi o jednom od najvecih 5 star rated Chrysler dealshipu). Ja ne smijem da joj kazem da je za te pare mogla kupiti ganc novoga Focusa. Nezalost vecini trgovaca je glavni focus da zavrsi posao i ostvare sto veci profit tako da sve ostalo postaje manje vazno. Tocno je to da je uveden novi zakon po kome used car dealer mora dati minimalnu garanciju medutim to ne znaci da se bilo sto znacajnije promijenilo u taktici . Popravi se ono sto se mora (kocnice, gume, shajba)- troskovi se prebace na kupca i to je to. Interesanto je i to sto vecina prodavaca polovnih automobila nema cak niti normalne sticker price (sa cijenom na shajbi) nego je sakriju negdje ispod sjedsta , pa prije nego sto kazu cijenu procjene musteriju i daju neku svoju od oka cijenu. Ja experimenta radi udem u salon a prije toga naravno provjerim stock i cijene na internetu tek onda kao pitam prodavce za cijenu.On ko iz topa mi da nekoliko hiljada dollara vecu cijenu. Ja se samo nasmijem i kazem mu da sam provjerio inventar i cijene " on line" a on odmah tvrdi da to mora da je neko novo snizenje za koje on ne zna. Onda mu je pokazem document sa pravom cijenom , ukljucujuci stock # a on se kao jos naljuti
. Cirkus. Ja razumijem da svaki business u danasnjim uvjetima mora bitijak da bih opstao ali ovi dealeri su uzas. Jos jedan slican primjer moj rodak kupio novog Cobalta i izasao ga $21.000. Decko sav sretan kaze dobio $500 CAD popusta jer je student i $1000 popusta jer vec posjeduje GM automobil ( sunfire). Decko pola cijene isplatio u cash-u ali oni mu svjedeno na ostatak zaracunali 5.9% kamate. Na kraju kao sto rekoh auto ga izaslo $21.000 CAD a na TV auto oglasavaju za 14.990 pa ti sad skontaj .Zamisli sada da nije dobio 1.500 popusta 22.500 jos malo pa novi Passat 
, onaj od 23.900 kao sto ga nekou shali rece. Zato moj savjet je dobro se pripremite prije nego sto krenete u kupovinu i zapamtite jednu stvar -auto je uvijek lakse kupiti nego prodati.-
shadow
- Posts: 1630
- Joined: 18/12/2005 14:54
- Location: Charles River
#4
sve sto si naveo su stvari koje se trebaju provjeriti prije nego i podjes u kupovinu, dakle uradi svoju domacu zadacu. Najlakse je grlom u jagode pa poslije dealer kriv. Oni jesu djubrad jer love u mutnom ali niko te ne tjera da kupis. Kad ti pistolj nasloni na celo i natjera te da platis cifru koju on zahtjeva tada cu te zaliti, prije toga-nista jer si sam kriv.
dakle, rovi po internetu, raznim auto sajtovima, novinama, raspitaj se gdje, sta, kako i poshto pa onda kreni u razgledanje. I auto se ne kupuje isti dan (izuzev ako je bas neki extra deal koji ne zelis propustiti), pusti nek prenoci pa onda dalje.
dakle, rovi po internetu, raznim auto sajtovima, novinama, raspitaj se gdje, sta, kako i poshto pa onda kreni u razgledanje. I auto se ne kupuje isti dan (izuzev ako je bas neki extra deal koji ne zelis propustiti), pusti nek prenoci pa onda dalje.
-
BimmerX
- Posts: 106
- Joined: 10/09/2006 01:51
- Location: Daleko
#5
-Ovo gore navedeno uglavnom vazi za sjevernoamericko trziste, jer pored real-estatea (nekretnina) automobilska industrija je veliki bussnies po Americi... Ali brate varaju od reda sve, koliko lazu da i sami sebe pocnu lagat, dealeri mislim..!!! Caka non-stop nekih novih, treba covijek pazljiv biti...
-Ali ja ne pravim "deal" s njima, radije kupujem od individualaca, jeftinije i vidis ko je vozo'........!!!!!
-Ali ja ne pravim "deal" s njima, radije kupujem od individualaca, jeftinije i vidis ko je vozo'........!!!!!
-
Salko sto je u vodu skako
- Posts: 4278
- Joined: 10/02/2006 11:59
- Location: Nemila kod Zenice
#8
papire i reakciju motora u trecoj brzini....cico x wrote:A NA STA TREBA OBRATITI NAJVECU PAZNJU KAD KUPUJEM POLOVNO AUTO U BOSNI?????
-
takeneasy
- Posts: 1
- Joined: 24/11/2006 11:49
#9 employee incentive program
employee incentive program
buy a volvo
buy a watch
buy automobile
buy business
buy canon digital cameras
buy car
buy cars
buy cell phones
buy cellular phones
buy computer
buy computers
buy digital cameras
buy gift
buy health insurance
buy home
buy houses
buy new cars
buy office furniture
buy pc
buy shoes
buy stock
buy a volvo
buy a watch
buy automobile
buy business
buy canon digital cameras
buy car
buy cars
buy cell phones
buy cellular phones
buy computer
buy computers
buy digital cameras
buy gift
buy health insurance
buy home
buy houses
buy new cars
buy office furniture
buy pc
buy shoes
buy stock
-
kokolina
- Posts: 226
- Joined: 03/12/2006 15:55
- Location: mostar
#11
ako kupuješ neko "NOVIJE" auto obavezno kupovati u auto kućama koje daju garanciju i do godinu dana na motor i mjenjač a takođe garantuju i za porjeklo i kilometražucico x wrote:A NA STA TREBA OBRATITI NAJVECU PAZNJU KAD KUPUJEM POLOVNO AUTO U BOSNI?????
za sve ostale kupovine ide ona "NEK TI JE BOG NA POMOĆI"