drug_profi wrote: ↑24/08/2024 00:54
giovanni008 wrote: ↑23/08/2024 13:12
Moze li neko napisati listu banaka u Sarajevu, koje ujedno imaju svoje podruznice/filijale i u zapadnoj Evropi?
Intesa, unicredit, sparkasse, rafa, (Italija i Austrija).
Hvala,
znaci kako vidim na spisku Unicredit bi trebalo da je najveca banka globalno a i po poslovanju u BiH.
Jel ima neka stranica sto uporedjuje cijene troskova imanja racuna i transakcija u bankama u BiH, cisto da uporedimo osnovne cijena paketa i samim tim dobijemo uvid koja je najskuplja, a koja najjeftinija?
Pitao sam ChatGPT za cijene usluga, nazalost nista konkretno ali kaze sljedece:
"
In Bosnia and Herzegovina, the cost of maintaining a basic bank account varies by bank and the specific services required. Here are a few banks that are generally considered affordable for basic banking needs:
1. UniCredit Bank
Basic Account Fees: UniCredit Bank offers competitive fees for basic accounts, particularly if you meet specific criteria, such as receiving a regular salary or pension.
Pros: Wide network of ATMs and branches, good online banking services.
2. Raiffeisen Bank
Basic Account Fees: Raiffeisen Bank offers various types of accounts, including some with low or no maintenance fees if certain conditions are met (e.g., regular monthly deposits).
Pros: Strong digital banking platform and extensive branch network.
3. NLB Bank
Basic Account Fees: NLB Bank provides basic accounts with relatively low fees, especially for those who actively use their accounts (e.g., for salary deposits).
Pros: Good customer service and a solid online banking system.
4. Sparkasse Bank
Basic Account Fees: Sparkasse Bank offers affordable options for basic banking services, with fee reductions or waivers possible under certain conditions.
Pros: Reliable customer support and user-friendly online banking.
5. Addiko Bank
Basic Account Fees: Addiko Bank provides low-cost basic accounts with transparent fee structures, particularly for customers with regular income.
Pros: Simplified banking services and clear fee policies.
General Tips:
Student Accounts: Many banks offer free or reduced-fee accounts for students, making them an economical choice.
Salary Accounts: If you arrange to have your salary paid into your account, some banks may waive maintenance fees.
Online-Only Accounts: Some banks offer lower fees for customers who primarily use online or mobile banking.
To find the most cost-effective option, it's advisable to compare the specific account fees, transaction costs, and terms directly with the banks, as the fees may change depending on your usage and income patterns.
"
