vjeshalica wrote: ↑12/11/2024 23:07
ajdamo wrote: ↑12/11/2024 23:06
vjeshalica wrote: ↑12/11/2024 23:01
Ne mora znaciti. Nije bilo pravilo svugdje dosad. Ako je u EU zabranjeno onda nema rasprave, ne moze se stalno pogodovati lopovima na kasi. Nas covjek ne moze da zivi ako ne ukrade danas i ne zavrne negdje nekoga. Samo trazi izgovore da pljacka,krade i laze.
Kad već prepisuju od EU neka prepišu i ove niže provizije i sve je ok
https://eur-lex.europa.eu/EN/legal-cont ... ments.html
U BiH su provizije 10 puta veće
De ba nemoj musterije varati i traziti izgovore
Ne varam, kod nas se i prije ovoga plaćalo karticom sa popustom kao da plaća gotovinom.
Problem su transakcije Visa karticom gdje banka na 12 mjeseci nama uzme 10 posto.
2-3 posto im možemo halaliti nekako a 10 je već previše
Sad treba izvršiti pritisak na banke da smanje provizije.
KEY POINTS
Specifically, the regulation:
caps interchange fees at 0.2% of the transaction value for consumer debit cards and at 0.3% for consumer credit cards;
as regards consumer credit cards, allows EU countries to define percentage caps lower than 0.3%;
as regards consumer debit card transactions, allows EU countries to impose a fee of no more than 5 eurocents per transaction interchange fee in combination with the 0.2% cap;
provides for a limited number of exemptions, such as business cards used only for business expenses being charged directly to the account of the company;
increases transparency on the level of fees paid by retailers, thus enabling them more easily to select which payment cards to accept.
The regulation is part of a package that includes also the revised Payment Services Directive (PSD2), on which political agreement was reached in May 2015. The package aims to promote the digital single market by making payments safer and cheaper and paves the way for innovative payment technologies.
FROM WHEN DOES THE REGULATION APPLY?
It has applied since 8 June 2015.