Iako nije osnovna svrha teme, mislim da ne bi bilo loše, u svjetlu nedavnih dešavanja u RS sa propašću njihove dvije banke, malo pokušati rastabiriti opasnosti koje su moguće u nadolazećem vremenu.
Ima zanimljiv tekst o Dojče banci (iako je sahranjuju zadnjih godina, a nikako da umre):
http://www.bbc.com/news/business-36723034
Deutsche Bank shares hit a new record low today. Its value has halved since the beginning of the year.
So is it now the most dangerous bank in the world?
According to the International Monetary Fund - yes.
Da ipak vidimo šta imamo u FBiH
BANKE U FEDERACIJI BiH:
BOR Banka d.d. Sarajevo
Bosna Bank International d.d. Sarajevo
Hypo Alpe Adria Bank d.d. Mostar
Intesa Sanpaolo Banka d.d. Bosna i Hercegovina
Komercijalno-investiciona banka d.d. V.Kladuša
Investiciono-komercijalna banka d.d. Zenica (spajanje)
MOJA BANKA DDNLB Banka d.d. Sarajevo (spajanje)
Privredna banka Sarajevo d.d. Sarajevo
ProCredit Bank Sarajevo
Raiffeisen Bank d.d. BiH
Razvojna banka Federacije BiH
Sberbank BH d.d.
Sparkasse Bank d.d. Bosna i Hercegovina,Sarajevo
UniCredit Bank d.d. Mostar
Union banka d.d. Sarajevo
Vakufska banka d.d. Sarajevo
ZiraatBank BH d.d. Sarajevo
---
Početi ću sa:
Raiffeisen Bank d.d. BiH:
Vlasnik:
Raiffeisen SEE Region Holding GmbH
99,9951%
Ostali dioničari
0,0049%
PREGLED AKTIVE, KREDITA, DEPOZITA I FINANSIJSKOG REZULTATA na dan 31.03.2016. godine u 000 KM
Aktiva
Iznos 3.743.575
% 21,73%
Krediti
Iznos 2.230.438
% 19,07%
Depoziti
Iznos 2.968.298
% 22,67%
Finansijski rezultat
Iznos 25.655
-----
Raiffeisen SEE Region Holding GmbH is based in Vienna, Austria. Raiffeisen SEE Region Holding GmbH operates as a subsidiary of Raiffeisenbank (Bulgaria) EAD.
Founded in 1994
Raiffeisenbank (Bulgaria) is rated by the international agency Fitch
Ratings Long term Outlook Short term
Fitch Ratings BBB- Negative F3
RBI is a fully-consolidated subsidiary of RZB, which indirectly owns around 60.7 per cent of the shares, the remainder is in free float. RBI's shares are listed on the Vienna Stock Exchange.
RBI is a subsidiary of Vienna-based RZB. Founded in 1927, RZB is the steering holding of the entire RZB Group and the central institution of the Austrian Raiffeisen Banking Group (RBG), the country's largest banking group.
RBG represents approximately a quarter of all banking business in Austria and comprises the country's largest banking network, with more than 550 independent banks and 1,700 branches. As of year-end 2009, RBG's consolidated balance-sheet total amounted to €260 billion. RBG's three-tiered structure consists of Raiffeisenbanks on the local level, Regional Raiffeisen Banks on the provincial level and RZB as central institution. Raiffeisenbanks are private cooperative credit institutions, operating as general service retail banks. Each province's Raiffeisenbanks are owners of the respective Regional Raiffeisen Bank, which in their entirety own approximately 88 per cent of RZB's ordinary shares. The cooperative idea on which the Raiffeisen organisation is based reflects the principles and work of the German social reformer Friedrich Wilhelm Raiffeisen (1818-1888).